A FIELD GUIDE TO AN ADVENTUROUS GLOBAL LIFE

MONEY / AIRLINE LOYALTY

Airline loyalty programs,
sorted by alliance.

Every major frequent flyer program on one page, colored by the alliance it belongs to, with the card points that transfer into it. Pick the program that matches the airline you fly from home, then use the alliance to reach everywhere else.

MMT money desk · Alliance membership checked on each alliance's own site, 24 September 2026

The short version

  • Three alliances, one program each is enough. Star Alliance has 26 airlines, oneworld 16 with Hawaiian, SkyTeam 18 with Aeroflot suspended.
  • Choose by where you live and what you earn. A program your card points transfer into beats a program you only fly once a year.
  • 2024 to 2026 moved the map. SAS is SkyTeam now, ITA is Star Alliance, Hawaiian and Oman Air are oneworld, and Alaska's miles became Atmos Rewards.
  • Check expiry before you earn. Some programs never expire points; others wipe them after 12 to 36 months without activity.
THE PROGRAM DIRECTORY

Which airline program should I join?

Filter by alliance or search an airline. Chips at the bottom of a card show the US bank points that transfer in, with the ratio where the bank publishes it. A card lists expiry and pooling rules only where we read them on the program's own page.

Star Alliance

Aeroplan

Air Canada

Currency
Aeroplan points
Expiry
After 18 months with no activity; expiry paused through 29 Nov 2026
Amex 1:1Chase 1,000-pt stepsCapital One 1:1
Program site ↗
Star Alliance

ANA Mileage Club

All Nippon Airways

Currency
Miles
Family pooling
Yes, AMC Family Account
Amex 1:1
Program site ↗
Star Alliance

Asiana Club

Asiana Airlines

Asiana is now part of Korean Air's group; check its alliance status before crediting

Program site ↗
Star Alliance

ConnectMiles

Copa Airlines

Hubs
Panama City (Tocumen)
Currency
Miles
Program site ↗
Star Alliance

Infinity MileageLands

EVA Air

Capital One 2:1.5Citi partner
Program site ↗
Star Alliance

KrisFlyer

Singapore Airlines

Currency
KrisFlyer miles
Family pooling
Yes, KrisFlyer for Families
Amex 1:1Chase 1,000-pt stepsCapital One 1:1
Program site ↗
Star Alliance

LifeMiles

Avianca

Hubs
Bogotá, San Salvador
Currency
LifeMiles
Amex 1:1Capital One 1:1

Run by LifeMiles Ltd., a company separate from the airline

Program site ↗
Star Alliance

Maharaja Club

Air India

Replaced Flying Returns in 2024

Program site ↗
Star Alliance

MileagePlus

United Airlines

Currency
Miles
Expiry
No time-based expiry in the program rules
Chase 1,000-pt steps
Program site ↗
Star Alliance

Miles & More

Lufthansa, SWISS, Austrian, Brussels Airlines

Currency
Miles
Expiry
36 months from earning, at the end of that quarter
Family pooling
Yes, 2 adults and up to 5 children

Also used by other Star Alliance airlines; ITA Airways moved here in 2026 per press reports

Program site ↗
oneworld

AAdvantage

American Airlines, Fiji Airways

Currency
Miles
Citi partner

Fiji Airways uses AAdvantage as its program since joining oneworld on 1 Apr 2025

Program site ↗
oneworld

Asia Miles

Cathay Pacific

Amex 1:0.8Capital One 1:1Citi partnerWells Fargo 1:1
Program site ↗
oneworld

Atmos Rewards

Alaska Airlines, Hawaiian Airlines

Hubs
Seattle, Honolulu, Portland, Anchorage, Los Angeles, San Diego, San Francisco
Currency
Points
Expiry
Points do not expire

Replaced Mileage Plan and HawaiianMiles in 2025; Hawaiian joined oneworld 23 Apr 2026

Program site ↗
oneworld

Iberia Club

Iberia

Currency
Avios
Amex 1:1Chase 1,000-pt steps
Program site ↗
oneworld

Privilege Club

Qatar Airways

Currency
Avios
Amex 1:1Capital One 1:1
Program site ↗
oneworld

Qantas Frequent Flyer

Qantas

Currency
Qantas Points
Amex 1:1Capital One 1:1
Program site ↗
oneworld

The British Airways Club

British Airways

Currency
Avios
Amex 1:1Chase 1,000-pt stepsCapital One 1:1
Program site ↗
SkyTeam

Aeromexico Rewards

Aeroméxico

Hubs
Mexico City
Currency
Points
Expiry
Points never expire
Amex 1:1.6Capital One 1:1

Renamed from Club Premier in 2023

Program site ↗
SkyTeam

Air Europa SUMA

Air Europa

Currency
Suma Miles
Expiry
After 24 months of inactivity
Family pooling
Yes, up to 4 adults and 3 minors
Program site ↗
SkyTeam

EuroBonus

SAS

Currency
Points

Moved from Star Alliance to SkyTeam on 1 Sep 2024

Program site ↗
SkyTeam

Flying Blue

Air France, KLM, TAROM

Currency
Miles
Amex 1:1Chase 1,000-pt stepsCapital One 1:1
Program site ↗
SkyTeam

Flying Club

Virgin Atlantic

Currency
Virgin Points
Expiry
Points never expire
Family pooling
Yes, household account of up to 10
Amex 1:1Chase 1,000-pt stepsCiti partner
Program site ↗
SkyTeam

GarudaMiles

Garuda Indonesia

Indonesia's only SkyTeam airline; flies Bali and Labuan Bajo

Program site ↗
SkyTeam

Lotusmiles

Vietnam Airlines

Currency
Miles
Expiry
Bonus miles valid 3 years from the month credited
Family pooling
Yes, family account
Program site ↗
SkyTeam

SkyMiles

Delta Air Lines

Currency
Miles
Expiry
Miles don't expire, per Delta
Amex 1:1
Program site ↗
Unaligned

airasia rewards

AirAsia

Currency
AirAsia points
Expiry
24 months from crediting
Program site ↗
Unaligned

altitude

Volaris

Currency
Points
Expiry
Points do not expire while the account is active
Family pooling
No, one person per account
Program site ↗
Unaligned

Azul Fidelidade

Azul

Currency
Pontos Azul
Expiry
At least 24 months from earning

Renamed from TudoAzul

Program site ↗
Unaligned

Emirates Skywards

Emirates

Hubs
Dubai
Currency
Skywards Miles
Expiry
3 years from the flight
Family pooling
Yes, My Family account
Amex 1:0.8Capital One 2:1.5
Program site ↗
Unaligned

Etihad Guest

Etihad Airways

Hubs
Abu Dhabi
Currency
Miles
Expiry
18 months after last qualifying activity
Family pooling
Yes, Family Membership
Capital One 1:1
Program site ↗
Unaligned

Free Spirit

Spirit Airlines

Currency
Points

Spirit began winding down operations on 2 May 2026; points are being handled in bankruptcy

Program site ↗
Unaligned

Frontier Miles

Frontier Airlines

Hubs
Denver
Currency
Miles
Expiry
12 months after the last earning activity
Family pooling
Yes, family pool of up to 9
Program site ↗
Unaligned

LATAM Pass

LATAM Airlines

Currency
Miles
Expiry
36 months from the last flight that earned miles

Left oneworld in 2020; partners with Delta

Program site ↗
Unaligned

Mabuhay Miles

Philippine Airlines

Currency
Miles
Expiry
No expiry while the member stays active
Family pooling
No

Listed by oneworld as a future member

Program site ↗
Unaligned

Rapid Rewards

Southwest Airlines

Currency
Points
Expiry
Points do not expire
Family pooling
No
Chase 1,000-pt steps
Program site ↗
Unaligned

Smiles

GOL

Currency
Milhas Smiles
Expiry
36 months at the base tiers, longer for Ouro and Diamante
Family pooling
Yes, Conta Família of up to 5
Program site ↗
Unaligned

TrueBlue

JetBlue

Currency
Points
Expiry
Points don't expire
Family pooling
Yes, with up to 7 others
Amex 250:200Chase 1,000-pt stepsCapital One 5:3Citi partner
Program site ↗
WHAT CHANGED

What changed in the alliances since 2024?

Alliance and program changes, from the alliances' and airlines' own announcements
Airline or programChangeDateSource
SAS (EuroBonus)Left Star Alliance, joined SkyTeam1 Sep 2024SkyTeam press release
Fiji AirwaysJoined oneworld; uses AAdvantage as its program1 Apr 2025oneworld news
Oman Air (Sindbad)Joined oneworld as its 15th member1 Jul 2025oneworld news
Alaska Mileage PlanBecame Atmos Rewards, shared with Hawaiian20 Aug 2025Alaska newsroom
ITA AirwaysJoined Star Alliance, after leaving SkyTeamApril 2026Star Alliance member page
Hawaiian AirlinesJoined oneworld23 Apr 2026oneworld news
Spirit Airlines (Free Spirit)Began winding down operations; points left to the bankruptcy process2 May 2026Spirit release via PR Newswire
POINTS IN

Which card points transfer to which airline?

Ratios as the bank publishes them: 1:1 means 1,000 bank points become 1,000 miles. Chase and Citi list partner names on their public card pages without ratios; the rate shows in their portals before you confirm. A transfer is one way and final at every bank.

US transferable points to airline programs, read on each issuer's page, 24 September 2026
Airline programAmexChaseCapital OneCitiWells Fargo
AAdvantage---yes-
ANA Mileage Club1:1----
Aer Lingus AerClub1:1yes---
Aeromexico Rewards1:1.6-1:1--
Aeroplan1:1yes1:1--
Asia Miles1:0.8-1:1yes1:1
British Airways Club1:1yes1:1--
Emirates Skywards1:0.8-2:1.5--
Etihad Guest--1:1--
Finnair Plus--1:1--
Flying Blue1:1yes1:1--
Flying Club1:1yes-yes-
Iberia Club1:1yes---
Infinity MileageLands--2:1.5yes-
JAL Mileage Bank--2:1.5--
KrisFlyer1:1yes1:1--
LifeMiles1:1-1:1--
MileagePlus-yes---
Miles&Smiles--1:1--
Privilege Club1:1-1:1--
Qantas Frequent Flyer1:1-1:1--
Rapid Rewards-yes---
SkyMiles1:1----
TAP Miles&Go--1:1--
TrueBlue250:200yes5:3yes-

For the card side of this table, see the credit card points hub. To check whether a redemption beats paying cash, use the points vs cash calculator.

GUIDES IN THIS HUB

Airline loyalty guides

Airline alliances explained: Star, oneworld, SkyTeamMembers, partner earning and elite recognition across alliances, dated.
Which airline program for Latin America trips?Built on the Costa Rica, Mexico and Colombia clusters: who flies there, award prices from program charts.
Award flights to Bali and Komodo: programs that workRoutings via Singapore, Doha, Tokyo; positioning to Labuan Bajo.
Airline miles expiration rules, program by programA table from the program terms captured for the hub cards.
Elite status for occasional travelers: worth it?Register group C02-status-value.
YOUR QUESTIONS

Airline loyalty questions, answered

What is an airline alliance?

A group of airlines that let you earn and spend miles across each other's flights and share lounge and status benefits. There are three: Star Alliance (26 members), oneworld and SkyTeam. Joining one program in an alliance lets you book the others' seats with the same miles.

Which airline alliance is the biggest?

Star Alliance, with 26 member airlines on its own member page on 24 September 2026. oneworld lists Alaska, American, British Airways, Cathay Pacific, Fiji Airways, Finnair, Hawaiian, Iberia, Japan Airlines, Malaysia Airlines, Oman Air, Qantas, Qatar Airways, Royal Air Maroc, Royal Jordanian and SriLankan. SkyTeam lists 18, with Aeroflot's membership suspended.

Do I need a program in every alliance?

No. Most travelers do best with one program per alliance at most, chosen by the airline they fly from home and by which card points transfer into it. The chips on each card show which of the big US transferable currencies feed that program.

Is SAS still in Star Alliance?

No. SAS joined SkyTeam on 1 September 2024 and does not appear on Star Alliance's member page.

Is LATAM in oneworld?

No. LATAM is not on oneworld's member list and runs LATAM Pass as an unaligned program with its own partner deals, including Delta.

Do my miles expire?

It depends on the program. Rapid Rewards, TrueBlue, Aeromexico Rewards, Atmos Rewards and Volaris altitude points do not expire under their own terms. Others expire after a period of no activity, from 12 months at Frontier to 36 months at LATAM. Each card shows the rule where we read it on the program's own page.

SOURCES AND REVIEW

Sources

Confirm before you book

  • Airline sites change award rules without notice. Read the program's terms page on the day you transfer points.
  • oneworld's member grid did not yet show Hawaiian on 24 September 2026, though oneworld's own announcement of 23 April 2026 confirms it.
  • ITA Airways now credits to Miles & More according to press reports; ITA's own site did not load for us.
  • Amex adds a fee of $0.0006 a point, capped at $99, on transfers to US airline programs.
  1. Star Alliance, member airlines, read 24 Sep 2026. https://www.staralliance.com/en/members
  2. oneworld, members, read 24 Sep 2026. https://www.oneworld.com/members
  3. oneworld, Hawaiian Airlines joins, read 24 Sep 2026. https://www.oneworld.com/news/oneworld-welcomes-hawaiian-airlines
  4. oneworld, Oman Air joins, read 24 Sep 2026. https://www.oneworld.com/news/2025-06-30-oneworld-welcomes-oman-air
  5. oneworld, Fiji Airways joins, read 24 Sep 2026. https://www.oneworld.com/news/2025-03-31-paradise-found-oneworld-welcomes-fiji-airways-to-global-alliance
  6. SkyTeam, our members and fact sheet, read 24 Sep 2026. https://www.skyteam.com/en/about/our-members
  7. SkyTeam, SAS officially joins, read 24 Sep 2026. https://www.skyteam.com/en/about/press-releases/press-releases-2024/sas-officially-joins-skyteam
  8. Alaska Airlines, introducing Atmos Rewards, read 24 Sep 2026. https://news.alaskaair.com/loyalty/introducing-atmos-rewards/
  9. Spirit Airlines, orderly wind-down of operations (PR Newswire), read 24 Sep 2026. https://www.prnewswire.com/news-releases/spirit-airlines-begins-orderly-wind-down-of-operations-302760586.html
  10. American Express, Membership Rewards transfer partners, read 24 Sep 2026. https://global.americanexpress.com/rewards/transfer
  11. Chase, Sapphire Preferred travel partners, read 24 Sep 2026. https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred
  12. Capital One, Venture miles transfer partnerships, read 24 Sep 2026. https://www.capitalone.com/learn-grow/money-management/venture-miles-transfer-partnerships
  13. Citi, Strata Elite card, read 24 Sep 2026. https://www.citi.com/credit-cards/citi-strata-elite-credit-card
  14. Wells Fargo, Cathay Pacific added as transfer partner, read 24 Sep 2026. https://newsroom.wf.com/news-releases/news-details/2026/Wells-Fargo-Adds-Cathay-Pacific-as
  15. Aeroplan program page, read 24 Sep 2026. https://www.aircanada.com/us/en/aco/home/aeroplan.html
  16. ANA Mileage Club program page, read 24 Sep 2026. https://www.ana.co.jp/en/us/amc/
  17. ConnectMiles program page, read 24 Sep 2026. https://www.copaair.com/en-us/connectmiles/
  18. KrisFlyer program page, read 24 Sep 2026. https://www.singaporeair.com/en_UK/us/ppsclub-krisflyer/
  19. LifeMiles program page, read 24 Sep 2026. https://www.avianca.com/en/lifemiles
  20. MileagePlus program page, read 24 Sep 2026. https://www.united.com/en/us/fly/mileageplus.html
  21. Miles & More program page, read 24 Sep 2026. https://www.miles-and-more.com
  22. Atmos Rewards program page, read 24 Sep 2026. https://www.atmosrewards.com/
  23. Aeromexico Rewards program page, read 24 Sep 2026. https://www.aeromexico.com/en-us/aeromexico-rewards
  24. Air Europa SUMA program page, read 24 Sep 2026. https://www.aireuropa.com/us/en/aea/suma.html
  25. Flying Club program page, read 24 Sep 2026. https://www.virginatlantic.com/en-US/flying-club
  26. Lotusmiles program page, read 24 Sep 2026. https://www.vietnamairlines.com/us/en/lotusmiles
  27. SkyMiles program page, read 24 Sep 2026. https://www.delta.com/us/en/skymiles
  28. airasia rewards program page, read 24 Sep 2026. https://www.airasiarewards.com/
  29. altitude program page, read 24 Sep 2026. https://cms.volaris.com/en/travel-info/altitude/
  30. Azul Fidelidade program page, read 24 Sep 2026. https://www.voeazul.com.br/br/pt/programa-fidelidade
  31. Emirates Skywards program page, read 24 Sep 2026. https://www.emirates.com/us/english/skywards/
  32. Etihad Guest program page, read 24 Sep 2026. https://www.etihad.com/en-us/etihadguest
  33. Frontier Miles program page, read 24 Sep 2026. https://www.flyfrontier.com/frontiermiles/
  34. LATAM Pass program page, read 24 Sep 2026. https://latampass.latam.com/us/en
  35. Mabuhay Miles program page, read 24 Sep 2026. https://www.philippineairlines.com/
  36. Rapid Rewards program page, read 24 Sep 2026. https://www.southwest.com/rapidrewards/
  37. Smiles program page, read 24 Sep 2026. https://www.smiles.com.br
  38. TrueBlue program page, read 24 Sep 2026. https://www.jetblue.com/trueblue
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